Priya had done everything right. She saved 40% of her salary, kept an emergency fund in a highyield savings account, never carried credit ca

"The stock is down 40%, it has to come back." You've heard this. You may have said it. It sounds sophisticated — it invokes statistical law.

HDFC Bank stock looks more like a cautious starting position than an allin buy right now, with a fair price but a weak longterm trend. [HDF

Rebalancing sounds mechanical — sell a bit here, buy a bit there. But most investors only understand what it's actually doing after they've