After reading this, you will be able to identify whether a management team is a disciplined capital allocator or a valuedestroying one — and

The oneline read: A bank with genuinely improving fundamentals is trapped in a noman'sland chart — bounced hard off a June low, but stalling

HOLD: A great bank whose stock is stuck in the mud until its leadership picture clears up. [HDFCBANK price chart: HDFCBANK — last 30 tradin

Research consistently shows that asset allocation — how you split capital across asset classes — explains more of your longterm returns than